# Product Introduction

**Wallex Neobanking** is an innovative digital banking platform that aims to revolutionize the way individuals and businesses interact with cryptocurrencies and traditional financial services. By seamlessly integrating virtual IBANs, debit cards, saving plans in crypto, and crypto rewards.

### [Get Started >](https://app.wallex.global/auth/sign-up)

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<div align="left"><figure><img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FH1MzvPsrfePBRWZ4wbPE%2FNeobanking%20(6).png?alt=media&#x26;token=69a3a09b-b530-4482-a85b-48cbb61d8de8" alt=""><figcaption></figcaption></figure></div>

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## Features

## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FPIE8WZ9Rvx6qYgL7tfHB%2FDebit_Card.png?alt=media&#x26;token=52391003-ea9f-4248-b382-2ce9fe98f0ff" alt="" data-size="line"> Wallex **Card**

With Wallex's integrated [debit card](https://experience.wallex.global/neobanking/wallex-card) system, users can easily spend their cryptocurrencies in real-world scenarios, leveraging the convenience and acceptance of traditional payment networks.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FezXedLQCdfWD5zNvkwDW%2FDedicated_IBAN2.png?alt=media&#x26;token=7cd61323-b6be-4b87-95b6-9d75823839dd" alt="" data-size="line"> **Dedicated Virtual IBANs**

Wallex offers virtual [IBANs in Euro](https://experience.wallex.global/neobanking/deposits) and Pound that enable users to receive payments, and conduct cross-border transactions seamlessly.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2Flzz0bMJRy1eUC6ITqkZU%2FMulti_Currency2.png?alt=media&#x26;token=f9746506-a181-4d35-bf29-d7c3697df6f4" alt="" data-size="line"> **Multi-Currency Crypto and Fiat Account**

Wallex includes a feature-rich [multicurrency wallet](https://experience.wallex.global/neobanking/manage/account-management) that supports a wide variety of cryptocurrencies and traditional fiat currencies. Users can securely store and manage their digital assets and fiat currencies within the Wallex App, providing a convenient all-in-one solution for their financial needs.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FsjWQG2hZc4NTIEzeMUGs%2FExchange.png?alt=media&#x26;token=4420df76-3355-4e9a-bdf6-46a8928915b3" alt="" data-size="line"> **Fiat-to-Crypto and Crypto-to-Fiat Exchanges**

Wallex provides a secure and reliable fiat-to-crypto and crypto-to-fiat [exchange service](https://experience.wallex.global/neobanking/buy-and-sell), enabling users to convert between traditional fiat currencies and cryptocurrencies with ease. Whether it's converting fiat to crypto for investment purposes or converting crypto to fiat for everyday expenses, Wallex offers competitive exchange rates and a seamless experience.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FUkJAZHdLzCphiTNOvds7%2FSaving_Plans.png?alt=media&#x26;token=1dff7b6b-7ee3-4721-81b2-3ed5977c9b54" alt="" data-size="line"> **Earn & Savings**

Wallex provides users with the ability to save and earn interest on their cryptocurrency holdings, offering competitive rates [fix and flexible terms](https://experience.wallex.global/neobanking/earn-and-savings) to enhance financial growth.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FcBkFoMrj4jXSyDMDwqSx%2Fcrypto_credit%20(2).svg?alt=media&#x26;token=90042b78-364a-4a89-bd70-64d39cc42150" alt="" data-size="line"> Wallex Credit

Access [credit](https://experience.wallex.global/neobanking/wx-credit) without liquidating your cryptocurrency, benefiting of low rates. Simply add funds, and your credit line becomes instantly accessible.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FEEgBcY4vMLjRSTLb6kcz%2FCrypto_Benefits.png?alt=media&#x26;token=736613eb-05af-4996-8cef-0893807b75bd" alt="" data-size="line"> **Rewards in Crypto**

As an added benefit, Wallex rewards users with [cashback in cryptocurrency](https://experience.wallex.global/neobanking/wallex-card) for their spending, encouraging adoption and incentivizing active engagement within the Ecosystem.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2F6Y2yoMoF4Xj1hYXUBm3N%2FCrypto_Swapping.png?alt=media&#x26;token=ae53b2dc-c285-4c97-98ab-dd3e9a715bca" alt="" data-size="line"> **Crypto Swapping**

Wallex offers a user-friendly and efficient [crypto-swapping feature](https://experience.wallex.global/neobanking/buy-and-sell) that allows users to seamlessly exchange one cryptocurrency for another. With a wide range of supported cryptocurrencies, users can easily diversify their digital asset portfolios, capitalize on market opportunities, and manage their crypto holdings all within the Wallex platform.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FlFptZsmlxvO4WKLdcwTx%2FCrypto_Deposit.png?alt=media&#x26;token=44697838-00c3-4b7d-b258-94744699de27" alt="" data-size="line"> **Crypto Payments**

Wallex empowers users to pay and get paid in cryptocurrencies directly from the app. By leveraging the decentralized nature of cryptocurrencies, users can enjoy [fast and secure transactions](https://experience.wallex.global/neobanking/withdrawals), eliminating the need for traditional intermediaries. Wallex ensures a smooth user experience by providing easy-to-use payment features, QR code scanning, and transaction tracking.

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## <img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FGVI8xGY5n7hTsotbYDuv%2FAuto_Conversion2.png?alt=media&#x26;token=2256605f-06bb-494e-bea1-2052b3845544" alt="" data-size="line"> **Auto Conversion**

[Auto-Conversion](https://experience.wallex.global/neobanking/manage/account-management/auto-conversion) allows you to save your funds of incoming crypto transfers by converting them to fiat, preventing the crypto market volatility.

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## Visual Overview

<figure><img src="https://4262624163-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FH2aAXsME3FSG4PG1K2OD%2Fuploads%2FiOclKa9KEMjunMpx4p8s%2FNEOBANKING.svg?alt=media&#x26;token=d4c52c97-0829-44e0-9956-db36f145be06" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
Have a question? Reach out to our Experts [here](https://experience.wallex.global/neobanking/contact-our-experts).
{% endhint %}